KAIRO Finance
Not yet independently audited. You could lose funds. Deposits and new financing are currently closed.
Supply USDC, finance Bitcoin purchases
Each term is a separate pool with its own contracts, risk limits and losses. Target yield is not guaranteed.
6-month pool
target 6.00%Loading…
Deposits are currently closed.
12-month pool
target 7.00%Loading…
Deposits are currently closed.
24-month pool
target 8.00%Loading…
Deposits are currently closed.
36-month pool
target 9.00%Loading…
Deposits are currently closed.
Pool rules (enforced on-chain)
- You can withdraw instantly only from USDC that isn't lent out. Lent USDC returns as borrowers repay; you can queue a withdrawal that anyone can process first-in, first-out.
- You earn only interest borrowers actually pay — the lender share of each payment (6m 60.06%, 12m 58.38%, 24m 57.18%, 36m 60.04% of interest).
- If a liquidation doesn't cover a loan, the risk reserve pays first; any remainder lowers the pool's share price for all lenders, including queued withdrawals.
- At most 70% of a pool can be lent out. Pools have deposit caps.
- Nobody — including KAIRO — can move pool USDC except through these rules.