Not yet independently audited. You could lose funds. Deposits and new financing are currently closed.
Transparency
Every number is read directly from the contracts. Nothing here is simulated.
6-month pool
Reading Arc…
12-month pool
Reading Arc…
24-month pool
Reading Arc…
36-month pool
Reading Arc…
Contracts
Deployed on Arc mainnet. Contracts: FinancePool, FinancingManager, BTCVault, RiskReserve, ProtocolFeeVault, OracleAdapter, ReserveGuardedOracle, CollateralSaleEngine, UniswapV3CollateralSaleAdapter, UniswapV3BtcAdapter, FinanceLens, RepaymentEngine, PenaltyEngine, LiquidationEngine. Collateral token: cirBTC 0x171a…baa0
- 6 monthsmanager 0x4366…08Bapool 0x837F…b97Avault 0x8b20…0aaCreserve 0xf1C3…4f66feeVault 0xba3b…1D4Aoracle 0x8470…401elens 0x4212…a5Ca
- 12 monthsmanager 0xb39E…dD90pool 0xb6d8…5D61vault 0x2325…60E1reserve 0xaC50…8BEAfeeVault 0x43e4…3891oracle 0x52aa…Fb84lens 0x54ae…9451
- 24 monthsmanager 0x8782…70CDpool 0x7310…3895vault 0x0828…EA2Dreserve 0xB1E9…F6edfeeVault 0x7B39…Ff6foracle 0x9efe…FBD7lens 0x490f…D4E4
- 36 monthsmanager 0x4214…DD62pool 0x72b9…69E9vault 0xdd60…e5B2reserve 0x4309…a890feeVault 0xAe75…6e99oracle 0xA0B9…eB0alens 0x69f1…2d5B
Liquidation market — measured 2026-10-11
Liquidations sell cirBTC for USDC in one on-chain transaction, only if the sale returns at least the oracle value minus 2%. Measured read-only on a copy of Arc mainnet against the 0.01% cirBTC/USDC pool 0x8291…dB41 (held 65.91 cirBTC and 5,986,277 USDC). Market depth changes; this is not a guarantee.
- 0.06 cirBTC (~$5k)0.04%
- 0.25 cirBTC0.17%
- 1 cirBTC0.68%
- 3 cirBTC2.04% — sale would be refused
- 10 cirBTC6.61% — sale would be refused